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第四届复旦乌尔姆金融保险论坛（The 4th Fudan and Ulm Universities Symposium on Insurance and Finance）
第四届 复旦 乌尔姆 金融保险 论坛
2017/5/12
Fudan-Ulm Symposium on Insurance and Finance is a biennial academic research exchange between School of Economics of Fudan University and Faculty of Mathematics and Economics of Ulm University. The fo...
Current Issues of Automobile Insurance
GAP insurance Insurance market Liability insurance Motor hull insurance Pay-As-You-Drive Insurance
2016/1/27
Auto insurance belongs to the most important areas of the insurance market from the quantitative point of view and based on its significance in covering auto-related risks. The significance of damage ...
Employer Contribution and Premium Growth in Health Insurance
Health Insurance Premium Growth
2015/9/21
We study whether employer premium contribution schemes could impact the pricing behavior of health plans and contribute to rising premiums. Using 1991-2011 data before and
after a 1999 premium subsid...
Does Health Insurance Coverage Lead to Better Health and Educational Outcomes? Evidence from Rural China
Better Health Educational Outcomes?
2015/9/21
Using the 2006 China Agricultural Census (CAC), we examine whether the introduction of
the New Cooperative Medical System (NCMS) has affected child mortality, maternal mortality, and
school enroll...
Assessing the Ability of Matching to Address Attrition Bias in a Randomized Experiment using Data from the Rand Health Insurance Experiment
Matching to Address Attrition Bias Randomized Experiment Rand Health Insurance Experiment
2015/9/18
It is well known that non-random attrition can lead to bias in estimating treatmenteffects from a social experiment that is based on random assignment. If the randomized intervention suffers from non-...
The Effect of Medicaid Expansions for Low-Income Children on Medicaid Participation and Private Insurance Coverage:Evidence from the SIPP
Medicaid Expansions Low-Income Children Medicaid Private Insurance Coverage:Evidence from the SIPP
2015/9/18
We examine Medicaid enrollment and private coverage loss following expansions of Medicaid eligibility.We attempt to replicate Cutler and Gruber’s (1996) results using the Survey of Income and Program ...
A Re-Examination of the Impact of Welfare Reform on Health Insurance Among Less-Skilled Women
Welfare Reform Health Insurance Less-Skilled Women
2015/9/18
There has been substantial interest in whether welfare reform affected the ability of women, particularly single mothers, to obtain health insurance coverage. We examine the assumptions used in most o...
Taxation,Insurance,and Precautionary Labor
Redistributive Taxation Social Insurance Adverse Selection Precautionary Labor
2015/7/31
We examine optimal taxation and social insurance with adverse selection in competitive insurance markets. In the previous literature, it has been shown that, with perfect insurance markets, social ins...
Competitive Screening in Insurance Markets with Endogenous Wealth Heterogeneity
Insurance Markets Adverse Selection Multidimensional Screening
2015/7/31
We examine equilibria in competitive insurance markets with adverse selection when wealth differences arise endogenously from unobservable savings or labor supply decisions. The endogeneity of wealth ...
Insurance within the Firm
Insurance Firm
2015/7/23
We evaluate the allocation of risk between firms and their workers
using matched employer-employee panel data. Unlike previous contributions, this paper focuses on idiosyncratic shocks to the &...
Tax incentives and the demand for life insurance: evidence from Italy
Tax incentives Portfolio choice
2015/7/23
The theoretical literature suggests that taxation can have a large impact on household
portfolio selection and allocation. In this paper we analyze the tax treatment of life
insurance, considering t...
Disability Insurance and the Dynamics of the Incentive-Insurance Tradeo§
disability social security savings behavior
2015/7/23
We provide a lifecycle framework for comparing the insurance value and the incentive cost of disability beneÖts. We estimate the risks that individuals face and the
parameters governing the disa...
Disentangling Insurance and Information in Intertemporal Consumption Choices
Intertemporal Consumption Choices Information
2015/7/23
The textbook version of the life-cycle permanent income hypothesis with no liquidity constraints predicts that consumption should react
very mildly to (unanticipated) transitory income
changes and...
This paper examines the link between income and consumption inequality. We
create panel data on consumption for the Panel Study of Income Dynamics using
an imputation procedure based on food deman...
Social insurance is often linked to marriage. I model how such linkage affects the marriage market, and exploit Sweden’s elimination of survivors insurance to demonstrate economically important respon...